Fla. Stat. 440.103
Building permits; identification of minimum premium policy

Every employer shall, as a condition to applying for and receiving a building permit, show proof and certify to the permit issuer that it has secured compensation for its employees under this chapter as provided in ss. 440.10 and 440.38. Such proof of compensation must be evidenced by a certificate of coverage issued by the carrier, a valid exemption certificate approved by the department, or a copy of the employer’s authority to self-insure and shall be presented, electronically or physically, each time the employer applies for a building permit. As provided in s. 553.79(23), for the purpose of inspection and record retention, site plans or building permits may be maintained at the worksite in the original form or in the form of an electronic copy. These plans and permits must be open to inspection by the building official or a duly authorized representative, as required by the Florida Building Code. As provided in s. 627.413(5), each certificate of coverage must show, on its face, whether or not coverage is secured under the minimum premium provisions of rules adopted by rating organizations licensed pursuant to s. 627.221. The words “minimum premium policy” or equivalent language shall be typed, printed, stamped, or legibly handwritten.

Source: Section 440.103 — Building permits; identification of minimum premium policy, https://www.­flsenate.­gov/Laws/Statutes/2024/0440.­103 (accessed Aug. 7, 2025).

440.01
Short title 440.02
Definitions 440.03
Application 440.04
Waiver of exemption 440.05
Election of exemption 440.06
Failure to secure compensation 440.09
Coverage 440.10
Liability for compensation 440.11
Exclusiveness of liability 440.12
Time for commencement and limits on weekly rate of compensation 440.13
Medical services and supplies 440.14
Determination of pay 440.15
Compensation for disability 440.015
Legislative intent 440.16
Compensation for death 440.17
Guardian for minor or incompetent 440.19
Time bars to filing petitions for benefits 440.20
Time for payment of compensation and medical bills 440.21
Invalid agreements 440.021
Exemption of workers’ compensation from chapter 120 440.22
Assignment and exemption from claims of creditors 440.23
Compensation a lien against assets 440.24
Enforcement of compensation orders 440.25
Procedures for mediation and hearings 440.28
Modification of orders 440.29
Procedure before the judge of compensation claims 440.30
Depositions 440.31
Witness fees 440.32
Cost in proceedings brought without reasonable ground 440.33
Powers of judges of compensation claims 440.34
Attorney’s fees 440.35
Record of injury or death 440.38
Security for compensation 440.39
Compensation for injuries when third persons are liable 440.40
Compensation notice 440.41
Substitution of carrier for employer 440.42
Insurance policies 440.44
Workers’ compensation 440.45
Office of the Judges of Compensation Claims 440.47
Travel expenses 440.49
Limitation of liability for subsequent injury through Special Disability Trust Fund 440.50
Workers’ Compensation Administration Trust Fund 440.51
Expenses of administration 440.52
Registration of insurance carriers 440.53
Effect of unconstitutionality 440.54
Violation of child labor law 440.55
Proceedings against state 440.055
Notice requirements 440.60
Application of laws 440.075
When corporate officer rejects chapter 440.077
When a corporate officer rejects chapter, effect 440.091
Law enforcement officer, firefighter, emergency medical technician, or paramedic 440.092
Special requirements for compensability 440.093
Mental and nervous injuries 440.094
Extraterritorial reciprocity 440.101
Legislative intent 440.102
Drug-free workplace program requirements 440.103
Building permits 440.104
Competitive bidder 440.105
Prohibited activities 440.106
Civil remedies 440.107
Department powers to enforce employer compliance with coverage requirements 440.108
Investigatory records relating to workers’ compensation employer compliance 440.125
Medical records and reports 440.132
Investigatory records relating to workers’ compensation managed care arrangements 440.134
Workers’ compensation managed care arrangement 440.151
Occupational diseases 440.185
Notice of injury or death 440.191
Employee Assistance and Ombudsman Office 440.192
Procedure for resolving benefit disputes 440.205
Coercion of employees 440.207
Workers’ compensation system guide 440.211
Authorization of collective bargaining agreement 440.271
Appeal of order of judge of compensation claims 440.345
Reporting of attorney’s fees 440.381
Application for coverage 440.385
Florida Self-Insurers Guaranty Association, Incorporated 440.386
Individual self-insurers’ insolvency 440.442
Code of Judicial Conduct 440.491
Reemployment of injured workers 440.515
Reports from self-insurers 440.525
Examination and investigation of carriers and claims-handling entities 440.572
Authorization for individual self-insurer to provide coverage 440.585
Workers’ compensation group self-insurance fund application disclosure 440.591
Administrative procedure 440.593
Electronic reporting 440.1025
Employer workplace safety program in ratesetting 440.1051
Fraud reports 440.1851
Personal identifying information of an injured or deceased employee 440.1926
Alternate dispute resolution 440.2715
Access to courts through state video teleconferencing network 440.3851
Public records and public meetings exemptions

Current through Fall 2025

§ 440.103. Bldg. permits; identification of minimum premium policy's source at flsenate​.gov