Fla. Stat. 689.302
Disclosure of flood risks to prospective purchaser

FLOOD DISCLOSURE Flood Insurance: Homeowners’ insurance policies do not include coverage for damage resulting from floods. Buyer is encouraged to discuss the need to purchase separate flood insurance coverage with Buyer’s insurance agent. (1) Seller has ☐ has not ☐ filed a claim with an insurance provider relating to flood damage on the property, including, but not limited to, a claim with the National Flood Insurance Program. (2) Seller has ☐ has not ☐ received federal assistance for flood damage to the property, including, but not limited to, assistance from the Federal Emergency Management Agency. (3) For the purposes of this disclosure, the term “flooding” means a general or temporary condition of partial or complete inundation of the property caused by any of the following: (a) The overflow of inland or tidal waters. (b) The unusual and rapid accumulation of runoff or surface waters from any established water source, such as a river, stream, or drainage ditch. (c) Sustained periods of standing water resulting from rainfall.

Source: Section 689.302 — Disclosure of flood risks to prospective purchaser, https://www.­flsenate.­gov/Laws/Statutes/2024/0689.­302 (accessed Aug. 7, 2025).

689.01
How real estate conveyed 689.02
Form of warranty deed prescribed 689.03
Effect of such deed 689.04
How executed 689.05
How declarations of trust proved 689.06
How trust estate conveyed 689.07
“Trustee” or “as trustee” added to name of grantee, transferee, assignee, or mortgagee transfers interest or creates lien as if additional word or words not used 689.08
Fines and common recoveries 689.09
Deeds under statute of uses 689.10
Words of limitation and the words “fee simple” dispensed with 689.11
Conveyances between husband and wife direct 689.12
How state lands conveyed for educational purposes 689.13
Rule against perpetuities not applicable to dispositions of property for private cemeteries, etc 689.14
Entailed estates 689.15
Estates by survivorship 689.17
Rule in Shelley’s Case abolished 689.18
Reverter or forfeiture provisions, limitations 689.19
Variances of names in recorded instruments 689.20
Limitation on use of word “minerals.” 689.25
Failure to disclose homicide, suicide, deaths, or diagnosis of HIV or AIDS infection in an occupant of real property 689.025
Form of quitclaim deed prescribed 689.27
Termination by servicemember of agreement to purchase real property 689.28
Prohibition against transfer fee covenants 689.29
Disclosure of subsurface rights to prospective purchaser 689.041
Curative procedure for scrivener’s errors in deeds 689.045
Conveyances to or by partnership 689.071
Florida Land Trust Act 689.072
Real estate interests transferred to or by a custodian or trustee of an individual retirement account or qualified plan 689.073
Powers conferred on trustee in recorded instrument 689.075
Inter vivos trusts 689.111
Conveyances of homestead 689.115
Estate by the entirety in mortgage made or assigned to husband and wife 689.175
Worthier title doctrine abolished 689.225
Statutory rule against perpetuities 689.261
Sale of residential property 689.301
Disclosure of known defects in sanitary sewer laterals to prospective purchaser 689.302
Disclosure of flood risks to prospective purchaser

Current through Fall 2025

§ 689.302. Disclosure of flood risks to prospective purchaser's source at flsenate​.gov