Fla. Stat. 627.7063
Building code effectiveness grading schedule

(1)

As used in this section, the term “sinkhole loss prevention ordinance” means a county ordinance that amends the Florida Building Code and that is intended to reduce the number of sinkhole claims and the severity of sinkhole losses.

(2)

The commission shall adopt a building code effectiveness grading schedule by rule. The grading schedule shall evaluate the effectiveness of each sinkhole loss prevention ordinance in reducing the number of sinkhole claims and severity of sinkhole losses. Each ordinance shall be evaluated 4 years after the ordinance takes effect. The grading schedule shall be based on the effectiveness of code enforcement in each county and scientific, modeling, and engineering methodologies. The rules shall further mandate insurance premium discounts or surcharges on personal residential property insurance based on a property’s compliance with an ordinance and the grade assigned to the applicable sinkhole loss prevention ordinance.

Source: Section 627.7063 — Building code effectiveness grading schedule, https://www.­flsenate.­gov/Laws/Statutes/2024/0627.­7063 (accessed Aug. 7, 2025).

627.701
Liability of insureds 627.702
Valued policy law 627.705
Return of unearned premium on overinsured personal property 627.706
Sinkhole insurance 627.707
Investigation of sinkhole claims 627.711
Notice of premium discounts for hurricane loss mitigation 627.712
Residential windstorm coverage required 627.713
Report of hurricane loss data 627.714
Residential condominium unit owner coverage 627.715
Flood insurance 627.7011
Homeowners’ policies 627.7015
Alternative procedure for resolution of disputed property insurance claims 627.7016
Insurer contracts with building contractors 627.7017
Hurricane loss mitigation projects 627.7018
Standards for determining risk of coverage 627.7019
Standardization of requirements applicable to insurers after natural disasters 627.7061
Coverage inquiries 627.7063
Building code effectiveness grading schedule 627.7072
Testing standards for sinkholes 627.7073
Sinkhole reports 627.7074
Alternative procedure for resolution of disputed sinkhole insurance claims 627.7142
Homeowner Claims Bill of Rights 627.7151
Limited sinkhole coverage insurance 627.7152
Assignment agreements 627.7153
Policies restricting assignment of post-loss benefits under a property insurance policy 627.7154
Property Insurer Stability Unit 627.7155
Wind and flood coverage in residential and commercial property insurance policies 627.70121
Payment of claims for dual interest property 627.70131
Insurer’s duty to acknowledge communications regarding claims 627.70132
Notice of property insurance claim 627.70151
Appraisal 627.70152
Suits arising under a property insurance policy 627.70153
Consolidation of residential property insurance actions 627.70154
Mandatory binding arbitration 627.70161
Family day care insurance

Current through Fall 2025

§ 627.7063. Bldg. code effectiveness grading schedule's source at flsenate​.gov