Fla. Stat. 679.3071
Location of debtor

(1)

In this section, the term “place of business” means a place where a debtor conducts its affairs.

(2)

Except as otherwise provided in this section, the following rules determine a debtor’s location:A debtor who is an individual is located at the individual’s principal residence.A debtor that is an organization and has only one place of business is located at its place of business.A debtor that is an organization and has more than one place of business is located at its chief executive office.

(a)

A debtor who is an individual is located at the individual’s principal residence.

(b)

A debtor that is an organization and has only one place of business is located at its place of business.

(c)

A debtor that is an organization and has more than one place of business is located at its chief executive office.

(3)

Subsection (2) applies only if a debtor’s residence, place of business, or chief executive office, as applicable, is located in a jurisdiction whose law generally requires information concerning the existence of a nonpossessory security interest to be made generally available in a filing, recording, or registration system as a condition or result of the security interest’s obtaining priority over the rights of a lien creditor with respect to the collateral. If subsection (2) does not apply, the debtor is located in the District of Columbia.

(4)

A person who ceases to exist, have a residence, or have a place of business continues to be located in the jurisdiction specified by subsections (2) and (3).

(5)

A registered organization that is organized under the law of a state is located in that state.

(6)

Except as otherwise provided in subsection (9), a registered organization that is organized under the law of the United States and a branch or agency of a bank that is not organized under the law of the United States or a state are located:In the state that the law of the United States designates, if the law designates a state of location;In the state that the registered organization, branch, or agency designates, if the law of the United States authorizes the registered organization, branch, or agency to designate its state of location, including by designating its main office, home office, or other comparable office; orIn the District of Columbia, if neither paragraph (a) nor paragraph (b) applies.

(a)

In the state that the law of the United States designates, if the law designates a state of location;

(b)

In the state that the registered organization, branch, or agency designates, if the law of the United States authorizes the registered organization, branch, or agency to designate its state of location, including by designating its main office, home office, or other comparable office; or

(c)

In the District of Columbia, if neither paragraph (a) nor paragraph (b) applies.

(7)

A registered organization continues to be located in the jurisdiction specified by subsection (5) or subsection (6) notwithstanding:The suspension, revocation, forfeiture, or lapse of the registered organization’s status as such in its jurisdiction of organization; orThe dissolution, winding up, or cancellation of the existence of the registered organization.

(a)

The suspension, revocation, forfeiture, or lapse of the registered organization’s status as such in its jurisdiction of organization; or

(b)

The dissolution, winding up, or cancellation of the existence of the registered organization.

(8)

The United States is located in the District of Columbia.

(9)

A branch or agency of a bank that is not organized under the law of the United States or a state is located in the state in which the branch or agency is licensed, if all branches and agencies of the bank are licensed in only one state.

(10)

A foreign air carrier under the Federal Aviation Act of 1958, as amended, is located at the designated office of the agent upon which service of process may be made on behalf of the carrier.

(11)

This section applies only for purposes of this part.

Source: Section 679.3071 — Location of debtor, https://www.­flsenate.­gov/Laws/Statutes/2024/0679.­3071 (accessed Aug. 7, 2025).

679.319
Rights and title of consignee with respect to creditors and purchasers 679.320
Buyer of goods 679.321
Licensee of general intangible and lessee of goods in ordinary course of business 679.322
Priorities among conflicting security interests in and agricultural liens on same collateral 679.323
Future advances 679.324
Priority of purchase-money security interests 679.325
Priority of security interests in transferred collateral 679.326
Priority of security interests created by new debtor 679.327
Priority of security interests in deposit account 679.328
Priority of security interests in investment property 679.329
Priority of security interests in letter-of-credit right 679.330
Priority of purchaser of chattel paper or instrument 679.331
Priority of rights of purchasers of instruments, documents, and securities under other articles 679.332
Transfer of money 679.333
Priority of certain liens arising by operation of law 679.334
Priority of security interests in fixtures and crops 679.335
Accessions 679.336
Commingled goods 679.337
Priority of security interests in goods covered by certificate of title 679.338
Priority of security interest or agricultural lien perfected by filed financing statement providing certain incorrect information 679.339
Priority subject to subordination 679.340
Effectiveness of right of recoupment or set-off against deposit account 679.341
Bank’s rights and duties with respect to deposit account 679.342
Bank’s right to refuse to enter into or disclose existence of control agreement 679.3011
Law governing perfection and priority of security interests 679.3021
Law governing perfection and priority of agricultural liens 679.3031
Law governing perfection and priority of security interests in goods covered by a certificate of title 679.3041
Law governing perfection and priority of security interests in deposit accounts 679.3051
Law governing perfection and priority of security interests in investment property 679.3061
Law governing perfection and priority of security interests in letter-of-credit rights 679.3071
Location of debtor 679.3081
When security interest or agricultural lien is perfected 679.3091
Security interest perfected upon attachment 679.3101
When filing required to perfect security interest or agricultural lien 679.3111
Perfection of security interests in property subject to certain statutes, regulations, and treaties 679.3121
Perfection of security interests in chattel paper, deposit accounts, documents, goods covered by documents, instruments, investment property, letter-of-credit rights, and money 679.3131
When possession by or delivery to secured party perfects security interest without filing 679.3141
Perfection by control 679.3151
Secured party’s rights on disposition of collateral and in proceeds 679.3161
Continued perfection of security interest following change in governing law 679.3171
Interests that take priority over or take free of security interest or agricultural lien 679.3181
No interest retained in right to payment that is sold

Current through Fall 2025

§ 679.3071. Location of debtor's source at flsenate​.gov