Fla. Stat. 679.3031
Law governing perfection and priority of security interests in goods covered by a certificate of title

(1)

This section applies to goods covered by a certificate of title, even if there is no other relationship between the jurisdiction under whose certificate of title the goods are covered and the goods or the debtor.

(2)

Goods become covered by a certificate of title when a valid application for the certificate of title and the applicable fee are delivered to the appropriate authority. Goods cease to be covered by a certificate of title at the earlier of the time the certificate of title ceases to be effective under the law of the issuing jurisdiction or the time the goods become covered subsequently by a certificate of title issued by another jurisdiction.

(3)

The local law of the jurisdiction under whose certificate of title the goods are covered governs perfection, the effect of perfection or nonperfection, and the priority of a security interest in goods covered by a certificate of title from the time the goods become covered by the certificate of title until the goods cease to be covered by the certificate of title.

Source: Section 679.3031 — Law governing perfection and priority of security interests in goods covered by a certificate of title, https://www.­flsenate.­gov/Laws/Statutes/2024/0679.­3031 (accessed Aug. 7, 2025).

679.319
Rights and title of consignee with respect to creditors and purchasers 679.320
Buyer of goods 679.321
Licensee of general intangible and lessee of goods in ordinary course of business 679.322
Priorities among conflicting security interests in and agricultural liens on same collateral 679.323
Future advances 679.324
Priority of purchase-money security interests 679.325
Priority of security interests in transferred collateral 679.326
Priority of security interests created by new debtor 679.327
Priority of security interests in deposit account 679.328
Priority of security interests in investment property 679.329
Priority of security interests in letter-of-credit right 679.330
Priority of purchaser of chattel paper or instrument 679.331
Priority of rights of purchasers of instruments, documents, and securities under other articles 679.332
Transfer of money 679.333
Priority of certain liens arising by operation of law 679.334
Priority of security interests in fixtures and crops 679.335
Accessions 679.336
Commingled goods 679.337
Priority of security interests in goods covered by certificate of title 679.338
Priority of security interest or agricultural lien perfected by filed financing statement providing certain incorrect information 679.339
Priority subject to subordination 679.340
Effectiveness of right of recoupment or set-off against deposit account 679.341
Bank’s rights and duties with respect to deposit account 679.342
Bank’s right to refuse to enter into or disclose existence of control agreement 679.3011
Law governing perfection and priority of security interests 679.3021
Law governing perfection and priority of agricultural liens 679.3031
Law governing perfection and priority of security interests in goods covered by a certificate of title 679.3041
Law governing perfection and priority of security interests in deposit accounts 679.3051
Law governing perfection and priority of security interests in investment property 679.3061
Law governing perfection and priority of security interests in letter-of-credit rights 679.3071
Location of debtor 679.3081
When security interest or agricultural lien is perfected 679.3091
Security interest perfected upon attachment 679.3101
When filing required to perfect security interest or agricultural lien 679.3111
Perfection of security interests in property subject to certain statutes, regulations, and treaties 679.3121
Perfection of security interests in chattel paper, deposit accounts, documents, goods covered by documents, instruments, investment property, letter-of-credit rights, and money 679.3131
When possession by or delivery to secured party perfects security interest without filing 679.3141
Perfection by control 679.3151
Secured party’s rights on disposition of collateral and in proceeds 679.3161
Continued perfection of security interest following change in governing law 679.3171
Interests that take priority over or take free of security interest or agricultural lien 679.3181
No interest retained in right to payment that is sold

Current through Fall 2025

§ 679.3031. Law governing perfection & priority of security interests in goods covered by a certificate of title's source at flsenate​.gov