Fla. Stat. 634.1815
Rebating; when allowed


(1)

No salesperson shall rebate any portion of his or her commission except as follows:The rebate shall be available to all consumers in the same actuarial class.The rebate shall be in accordance with a rebating schedule filed with and approved by the service agreement company issuing the service agreement to which the rebate applies. The service agreement company shall maintain a copy of all rebating schedules for a period of 3 years.The rebating schedule shall be uniformly applied so all consumers who purchase the same service agreement through the salesperson for the same coverage shall receive the same percentage rebate.The rebate schedule shall be prominently displayed in public view in the salesperson’s place of business, and a copy shall be made available to consumers on request at no charge.The age, sex, place of residence, race, nationality, ethnic origin, marital status, or occupation of the consumer shall not be used in determining the percentage of the rebate or whether a rebate is available.

(a)

The rebate shall be available to all consumers in the same actuarial class.

(b)

The rebate shall be in accordance with a rebating schedule filed with and approved by the service agreement company issuing the service agreement to which the rebate applies. The service agreement company shall maintain a copy of all rebating schedules for a period of 3 years.

(c)

The rebating schedule shall be uniformly applied so all consumers who purchase the same service agreement through the salesperson for the same coverage shall receive the same percentage rebate.

(d)

The rebate schedule shall be prominently displayed in public view in the salesperson’s place of business, and a copy shall be made available to consumers on request at no charge.

(e)

The age, sex, place of residence, race, nationality, ethnic origin, marital status, or occupation of the consumer shall not be used in determining the percentage of the rebate or whether a rebate is available.

(2)

No rebate shall be withheld or limited in amount based on factors which are unfairly discriminatory.

(3)

No rebate shall be given which is not reflected on the rebate schedule.

(4)

No rebate shall be refused or granted based upon the purchase of or failure to purchase collateral business.

Source: Section 634.1815 — Rebating; when allowed, https://www.­flsenate.­gov/Laws/Statutes/2024/0634.­1815 (accessed Aug. 7, 2025).

634.011
Definitions
634.021
Powers of department, commission, and office
634.023
Part exclusive
634.031
License required
634.041
Qualifications for license
634.042
Prohibited investments and loans
634.044
Assets and liabilities
634.045
Guarantee agreements
634.052
Required deposit
634.053
Levy upon deposit limited
634.061
Application for and issuance of license
634.071
License continuance
634.081
Suspension or revocation of license
634.095
Prohibited acts
634.101
Order, notice of suspension or revocation of license
634.111
Duration of suspension
634.121
Forms, required procedures, provisions
634.131
Tax on premiums and assessments
634.136
Office records required
634.137
Financial and statistical reporting requirements
634.141
Examination of companies
634.151
Service of process
634.161
Service of process
634.171
Salesperson to be licensed and appointed
634.181
Grounds for compulsory refusal, suspension, or revocation of license or appointment of salespersons
634.191
Grounds for discretionary refusal, suspension, or revocation of license or appointment of salespersons
634.201
Refusal, suspension, or revocation of license or appointment of salespersons
634.211
Administrative fine in lieu of suspension or revocation of license or appointment
634.221
Disposition of taxes and fees
634.231
Insurance business not authorized
634.241
Prohibition against fronting
634.242
Injunctive proceedings
634.251
Penalty for violation
634.252
Acquisition
634.253
Delinquency proceedings
634.261
Voluntary compliance in lieu of suspension or revocation
634.271
Civil remedy
634.282
Unfair methods of competition and unfair or deceptive acts or practices defined
634.283
Power of department and office to examine and investigate
634.284
Prohibited practices
634.285
Cease and desist and penalty orders
634.286
Appeals from orders of the department or office
634.287
Penalty for violation of cease and desist order
634.288
Civil liability
634.1213
Noncompliant forms
634.1815
Rebating
634.2515
Penalty for selling agreements of a nonlicensed company
634.2815
Unfair methods of competition and unfair or deceptive acts or practices prohibited
634.2825
Motor vehicle service agreement cost specified in “price package.”
634.2855
Unauthorized entities

Current through Fall 2025

§ 634.1815. Rebating; when allowed's source at flsenate​.gov