Fla. Stat. 627.7263
Rental and leasing driver’s insurance to be primary; exception

(1)

The valid and collectible liability insurance or personal injury protection insurance providing coverage for the lessor of a motor vehicle for rent or lease is primary unless otherwise stated in at least 10-point type on the face of the rental or lease agreement. Such insurance is primary for the limits of liability and personal injury protection coverage as required by ss. 324.021(7) and 627.736.

(2)

If the lessee’s coverage is to be primary, the rental or lease agreement must contain the following language, in at least 10-point type:

“The valid and collectible liability insurance and personal injury protection insurance of any authorized rental or leasing driver is primary for the limits of liability and personal injury protection coverage required by ss. 324.021(7) and 627.736, Florida Statutes.”

Source: Section 627.7263 — Rental and leasing driver’s insurance to be primary; exception, https://www.­flsenate.­gov/Laws/Statutes/2024/0627.­7263 (accessed Aug. 7, 2025).

627.727
Motor vehicle insurance 627.728
Cancellations 627.730
Florida Motor Vehicle No-Fault Law 627.731
Purpose 627.732
Definitions 627.733
Required security 627.734
Proof of security 627.736
Required personal injury protection benefits 627.737
Tort exemption 627.739
Personal injury protection 627.742
Nonpublic sector buses 627.743
Payment of third-party claims 627.744
Preinsurance inspection of private passenger motor vehicles 627.745
Mediation of claims 627.746
Coverage for minors who have a learner’s driver license 627.747
Named driver exclusion 627.748
Transportation network companies 627.749
Autonomous vehicles 627.7261
Refusal to issue policy 627.7263
Rental and leasing driver’s insurance to be primary 627.7275
Motor vehicle liability 627.7276
Notice of limited coverage 627.7277
Notice of renewal premium 627.7281
Cancellation notice 627.7282
Notice of additional premium 627.7283
Cancellation 627.7285
Experience while operating a train 627.7286
Renewal of policy and setting of rates 627.7288
Comprehensive coverage 627.7289
Assignment of post-loss motor vehicle glass benefits prohibited 627.7291
Motor vehicle windshield claims and practices 627.7295
Motor vehicle insurance contracts 627.7311
Effect of law on personal injury protection policies 627.7401
Notification of insured’s rights 627.7403
Mandatory joinder of derivative claim 627.7405
Insurers’ right of reimbursement 627.7407
Application of the Florida Motor Vehicle No-Fault Law 627.7415
Commercial motor vehicles 627.7483
Peer-to-peer car sharing 627.7491
Official law enforcement vehicles 627.72951
Temporary binding permitted

Current through Fall 2025

§ 627.7263. Rental & leasing driver’s insurance to be primary; exception's source at flsenate​.gov