Fla. Stat. 717.1101
Unclaimed equity and debt of business associations
(1)(a)
Stock or other equity interest in a business association is presumed unclaimed on the date of the earliest of the following:Three years after the most recent of any owner-generated activity or communication related to the account, as recorded and maintained in the holder’s database and records systems sufficient enough to demonstrate the owner’s continued awareness or interest in the property;
Three years after the date of the death of the owner, as evidenced by:
Notice to the holder of the owner’s death by an administrator, beneficiary, relative, or trustee, or by a personal representative or other legal representative of the owner’s estate;
Receipt by the holder of a copy of the death certificate of the owner;
Confirmation by the holder of the owner’s death though other means; or
Other evidence from which the holder may reasonably conclude that the owner is deceased; or
One year after the date on which the holder receives notice under subparagraph 2. if the notice is received 2 years or less after the owner’s death and the holder lacked knowledge of the owner’s death during that period of 2 years or less.
Unmatured or unredeemed debt, other than a bearer bond or an original issue discount bond, is presumed unclaimed 3 years after the date of the most recent interest payment unclaimed by the owner.Matured or redeemed debt is presumed unclaimed 3 years after the date of maturity or redemption.At the time property is presumed unclaimed under paragraph (a) or paragraph (b), any other property right accrued or accruing to the owner as a result of the property interest and not previously presumed unclaimed is also presumed unclaimed.(1)(a)
Stock or other equity interest in a business association is presumed unclaimed on the date of the earliest of the following:Three years after the most recent of any owner-generated activity or communication related to the account, as recorded and maintained in the holder’s database and records systems sufficient enough to demonstrate the owner’s continued awareness or interest in the property;Three years after the date of the death of the owner, as evidenced by:Notice to the holder of the owner’s death by an administrator, beneficiary, relative, or trustee, or by a personal representative or other legal representative of the owner’s estate;
Receipt by the holder of a copy of the death certificate of the owner;
Confirmation by the holder of the owner’s death though other means; or
Other evidence from which the holder may reasonably conclude that the owner is deceased; or
One year after the date on which the holder receives notice under subparagraph 2. if the notice is received 2 years or less after the owner’s death and the holder lacked knowledge of the owner’s death during that period of 2 years or less.(b)
Unmatured or unredeemed debt, other than a bearer bond or an original issue discount bond, is presumed unclaimed 3 years after the date of the most recent interest payment unclaimed by the owner.(c)
Matured or redeemed debt is presumed unclaimed 3 years after the date of maturity or redemption.(d)
At the time property is presumed unclaimed under paragraph (a) or paragraph (b), any other property right accrued or accruing to the owner as a result of the property interest and not previously presumed unclaimed is also presumed unclaimed.(2)
The running of such 3-year period ceases if the person:Communicates in writing with the association or its agent regarding the interest or a dividend, distribution, or other sum payable as a result of the interest; or
Otherwise communicates with the association regarding the interest or a dividend, distribution, or other sum payable as a result of the interest, as evidenced by a memorandum or other record on file with the association or its agent.
Presents an instrument issued to pay interest or a dividend or other cash distribution. If any future dividend, distribution, or other sum payable to the owner as a result of the interest is subsequently not claimed by the owner, a new period in which the property is presumed unclaimed commences and relates back only to the time a subsequent dividend, distribution, or other sum became due and payable.(a)1.
Communicates in writing with the association or its agent regarding the interest or a dividend, distribution, or other sum payable as a result of the interest; orOtherwise communicates with the association regarding the interest or a dividend, distribution, or other sum payable as a result of the interest, as evidenced by a memorandum or other record on file with the association or its agent.(b)
Presents an instrument issued to pay interest or a dividend or other cash distribution. If any future dividend, distribution, or other sum payable to the owner as a result of the interest is subsequently not claimed by the owner, a new period in which the property is presumed unclaimed commences and relates back only to the time a subsequent dividend, distribution, or other sum became due and payable.(3)
At the same time any interest is presumed unclaimed under this section, any dividend, distribution, or other sum then held for or owing to the owner as a result of the interest, is presumed unclaimed.(4)
Any dividend, profit, distribution, interest redemption, payment on principal, or other sum held or owing by a business association for or to a shareholder, certificateholder, member, bondholder, or other security holder, who has not claimed such amount or corresponded in writing with the business association concerning such amount, within 3 years after the date prescribed for payment or delivery, is presumed unclaimed.
Source:
Section 717.1101 — Unclaimed equity and debt of business associations, https://www.flsenate.gov/Laws/Statutes/2024/0717.1101 (accessed Aug. 7, 2025).