Fla. Stat. 632.635
Unfair and deceptive acts and practices

Every society authorized to do business in this state shall be subject to the provisions of the Unfair Insurance Trade Practices Act as provided in part IX of chapter 626; provided, however, that nothing in such provisions shall be construed as applying to or affecting the right of any society to determine its eligibility requirements for membership, or be construed as applying to or affecting the offering of benefits exclusively to members or persons eligible for membership in the society.

Source: Section 632.635 — Unfair and deceptive acts and practices, https://www.flsenate.gov/Laws/Statutes/2024/0632.635 (accessed Aug. 7, 2025).

632.601
“Fraternal benefit society” defined 632.602
“Lodge system” defined 632.603
“Representative form of government” defined 632.604
Terms used 632.605
Purposes and powers 632.606
Qualifications for membership 632.607
Location of office 632.608
No personal liability 632.609
Waiver prohibited 632.611
Organization 632.612
Amendments to laws 632.613
Institutions 632.614
Reinsurance 632.615
Consolidations and mergers 632.616
Conversion of fraternal benefit society into mutual life insurance company 632.617
Benefits 632.618
Beneficiaries 632.619
Benefits not attachable 632.621
The benefit contract 632.622
Nonforfeiture benefits, cash surrender values, certificate loans, and other options 632.623
Investments 632.624
Funds 632.625
Exemptions 632.626
Taxation 632.627
Valuation 632.628
Reports 632.629
Annual license 632.631
Examination of societies 632.632
Foreign or alien society 632.633
Additional grounds for suspension, revocation, or denial of certificate of authority 632.634
Licensing and appointment of agents 632.635
Unfair and deceptive acts and practices 632.636
Violations 632.637
Exemption of certain societies 632.638
Applicability of other code provisions

Current through Fall 2025

§ 632.635. Unfair & deceptive acts and practices's source at flsenate.gov

Stay Connected

Join thousands of people who receive monthly site updates.

Get Legal Help

The Florida Bar runs a service for finding an attorney in good standing. Initial consultations are usually free or discounted: Lawyer Referral Service

Committed to Public Service

We will always provide free access to the current law. In addition, we provide special support for non-profit, educational, and government users. Through social entrepreneurship, we’re lowering the cost of legal services and increasing citizen access.

Navigate

California:	Codes
Colorado:	C.R.S.
Florida:	Statutes
Nevada:	NRS
New York:	Laws
Oregon:	OAR, ORS
Texas:	Statutes
World:	Rome Statute, International Dictionary

Location: https://florida.public.law/statutes/fla._stat._632.635

Original Source: Section 632.635 — Unfair and deceptive acts and practices, https://www.flsenate.gov/Laws/Statutes/2024/0632.635 (last accessed Aug. 7, 2025).