Fla. Stat. 631.52
Scope
(1)
Life, annuity, health, or disability insurance;(2)
Mortgage guaranty, financial guaranty, or other forms of insurance offering protection against investment risks;(3)
Fidelity or surety bonds, or any other bonding obligations;(4)
Credit insurance, vendors’ single interest insurance, or collateral protection insurance or any similar insurance protecting the interests of a creditor arising out of a creditor-debtor transaction;(5)
Warranty, including motor vehicle service, home warranty, or service warranty;(6)
Ambulance service, health care service, or preneed funeral merchandise or service;(7)
Optometric service plan, pharmaceutical service plan, or dental service plan;(8)
Legal expense;(9)
Health maintenance, prepaid health clinic, or continuing care;(10)
Ocean marine or wet marine insurance;(11)
Self-insurance and any kind of self-insurance fund, liability pool, or risk management fund;(12)
Title insurance;(13)
Surplus lines;(14)
Workers’ compensation, including claims under employer liability coverage;(15)
Any transaction or combination of transactions between a person, including affiliates of such person, and an insurer, including affiliates of such insurer, which involves the transfer of investment or credit risk unaccompanied by the transfer of insurance risk; or(16)
Any insurance provided by or guaranteed by government.
Source:
Section 631.52 — Scope, https://www.flsenate.gov/Laws/Statutes/2024/0631.52 (accessed Aug. 7, 2025).