Fla. Stat. 627.472
Incontestability after reinstatement

A reinstated policy of life insurance, fixed-dollar annuity contract, or variable annuity contract may be contested on account of fraud or misrepresentation of facts material to the reinstatement only for the same period following reinstatement and with the same conditions and exceptions as the policy provides with respect to contestability after original issuance.

Source: Section 627.472 — Incontestability after reinstatement, https://www.flsenate.gov/Laws/Statutes/2024/0627.472 (accessed Aug. 7, 2025).

627.451
Scope of this part 627.452
Standard provisions required 627.453
Grace period 627.454
Entire contract 627.455
Incontestability 627.456
Misstatement of age or sex 627.457
Dividends 627.458
Policy loan 627.459
Reinstatement 627.460
Authority to alter contract 627.461
Settlement on proof of death 627.462
Table of installments 627.463
Excluded or restricted coverage 627.464
Annuity contracts, pure endowment contracts 627.465
Annuity contracts, pure endowment contracts 627.466
Annuity contracts, pure endowment contracts 627.467
Annuity contracts, pure endowment contracts 627.468
Annuity contracts, pure endowment contracts 627.469
Annuity contracts, pure endowment contracts 627.470
Annuity contracts, pure endowment contracts 627.471
Reversionary annuities 627.472
Incontestability after reinstatement 627.473
Policy settlements 627.474
Policy must contain entire contract 627.475
Nonforfeiture benefits 627.476
Standard Nonforfeiture Law for Life Insurance 627.479
Prohibited policy plans 627.480
Cash payments of single-premium life policies 627.481
Requirements for certain annuity agreements 627.482
Interest payable on cash surrender of policy 627.4553
Recommendations to surrender 627.4554
Suitability in annuity transactions 627.4555
Secondary notice 627.4556
Life insurance automatic policy loan provision 627.4585
Maximum rate of interest on policy loans 627.4605
Replacement notice 627.4615
Interest payable on death claim payments

Current through Fall 2025

§ 627.472. Incontestability after reinstatement's source at flsenate.gov

Stay Connected

Join thousands of people who receive monthly site updates.

Get Legal Help

The Florida Bar runs a service for finding an attorney in good standing. Initial consultations are usually free or discounted: Lawyer Referral Service

Committed to Public Service

We will always provide free access to the current law. In addition, we provide special support for non-profit, educational, and government users. Through social entrepreneurship, we’re lowering the cost of legal services and increasing citizen access.

Navigate

California:	Codes
Colorado:	C.R.S.
Florida:	Statutes
Nevada:	NRS
New York:	Laws
Oregon:	OAR, ORS
Texas:	Statutes
World:	Rome Statute, International Dictionary

Location: https://florida.public.law/statutes/fla._stat._627.472

Original Source: Section 627.472 — Incontestability after reinstatement, https://www.flsenate.gov/Laws/Statutes/2024/0627.472 (last accessed Aug. 7, 2025).