Fla. Stat. 626.878
Rules; code of ethics


(1)

An adjuster shall subscribe to the code of ethics specified in the rules of the department. The rules shall implement the provisions of this part and specify the terms and conditions of contracts, including a right to cancel, and require practices necessary to ensure fair dealing, prohibit conflicts of interest, and ensure preservation of the rights of the claimant to participate in the adjustment of claims.

(2)

A person licensed as an adjuster must identify himself or herself in any advertisement, solicitation, or written document based on the adjuster appointment type held.

(3)

An adjuster who has had his or her 1license revoked or suspended may not participate in any part of an insurance claim or in the insurance claims adjusting process, including estimating, completing, filing, negotiating, appraising, mediating, umpiring, or effecting settlement of a claim for loss or damage covered under an insurance contract. A person who provides these services while the person’s license is revoked or suspended acts as an unlicensed adjuster.

Source: Section 626.878 — Rules; code of ethics, https://www.­flsenate.­gov/Laws/Statutes/2024/0626.­878 (accessed Aug. 7, 2025).

626.851
Short title
626.852
Scope of this part
626.853
Part supplements licensing law
626.854
“Public adjuster” defined
626.855
“Independent adjuster” defined
626.856
“Company employee adjuster” defined
626.859
“Catastrophe” or “emergency” adjuster defined
626.860
Attorneys at law
626.861
Insurer’s officers, insurer’s employees, reciprocal insurer’s representatives
626.862
Agents
626.863
Claims referrals to independent adjusters
626.864
Adjuster license types
626.865
Public adjuster’s qualifications, bond
626.866
All-lines adjuster qualifications
626.869
License, adjusters
626.870
Application for license
626.871
Reappointment after military service
626.874
Catastrophe or emergency adjusters
626.875
Office and records
626.876
Exclusive employment
626.877
Adjustments to comply with insurance contract and law
626.878
Rules
626.8548
“All-lines adjuster” defined
626.8561
“Public adjuster apprentice” defined
626.8582
“Nonresident public adjuster” defined
626.8584
“Nonresident all-lines adjuster” defined
626.8621
Adjustments by guaranty association employees
626.8651
Public adjuster apprentice appointment
626.8685
Portable electronics insurance claims
626.8695
Primary adjuster
626.8696
Application for adjusting firm license
626.8697
Grounds for refusal, suspension, or revocation of adjusting firm license
626.8698
Disciplinary guidelines for public adjusters and public adjuster apprentices
626.8732
Nonresident public adjuster’s qualifications, bond
626.8734
Nonresident all-lines adjuster license qualifications
626.8736
Nonresident independent or public adjusters
626.8737
Nonresident adjusters
626.8738
Penalty for violation
626.8795
Public adjusters
626.8796
Public adjuster contracts
626.8797
Proof of loss

Current through Fall 2025

§ 626.878. Rules; code of ethics's source at flsenate​.gov