Fla. Stat. 497.451
Insurance business not authorized

Nothing in the Florida Insurance Code or this chapter shall be deemed to authorize any preneed funeral merchandise or service contract business or any preneed burial merchandise or service business to transact any insurance business, other than that of preneed funeral merchandise or service insurance or preneed burial merchandise or service insurance, or otherwise to engage in any other type of insurance unless it is authorized under a certificate of authority issued under the provisions of the Florida Insurance Code. Any insurance business transacted under this section must comply with the provisions of s. 626.785.

Source: Section 497.451 — Insurance business not authorized, https://www.flsenate.gov/Laws/Statutes/2024/0497.451 (accessed Aug. 7, 2025).

497.450
Preneed sales 497.451
Insurance business not authorized 497.452
Preneed license required 497.453
Application for preneed license, procedures and criteria 497.454
Approval of preneed contract and related forms 497.455
Nonconforming contracts 497.456
Preneed Funeral Contract Consumer Protection Trust Fund 497.457
Ownership of proceeds received on contracts 497.458
Disposition of proceeds received on contracts 497.459
Cancellation of, or default on, preneed contracts 497.460
Payment of funds upon death of named beneficiary 497.462
Other alternatives to deposits under s 497.463
Existing merchandise trust funds 497.464
Alternative preneed contracts 497.465
Inactive, surrendered, and revoked preneed licensees 497.466
Preneed sales agents, license required 497.467
Acceptability of funeral and burial merchandise 497.468
Disclosure of information to the public 497.469
Fulfillment of preneed contracts 497.4555
Charges for preneed contract

Current through Fall 2025

§ 497.451. Ins. business not authorized's source at flsenate.gov

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Location: https://florida.public.law/statutes/fla._stat._497.451

Original Source: Section 497.451 — Insurance business not authorized, https://www.flsenate.gov/Laws/Statutes/2024/0497.451 (last accessed Aug. 7, 2025).

Fla. Stat. 497.451 Insurance business not authorized

Fla. Stat. 497.451
Insurance business not authorized